Broker Check

Forging a
Path Together

At American Retirement Specialists, we want to help Americans retire well and use our specialized strategies to help them accomplish their goals.

Meet Your Team
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(/figma)-->"></span><span>What We Do</span></sup><span>Providing Expertise To<br/>Service Your Goals</span>

What We DoProviding Expertise To
Service Your Goals

At American Retirement Specialists, we go beyond traditional financial services to serve our clients in Leesburg, FL and beyond.  We provide a customer service experience above and beyond anything they have ever gotten from another advisor.

<sup><span>Who We Help</span></sup><span>Creating Solutions for <br/>Every Step In your journey</span>

Who We HelpCreating Solutions for
Every Step In your journey

We are a locally owned and operated business with strong Christian values. American Retirement Specialists is a unique financial practice in the way that we help clients find money, they are losing unknowingly in a necessarily throughout their retirement years.

Barbara Altman

Barbara Castrinos Altman, CFF

Certified Financial Fiduciary®

Heather Franklin

Heather Franklin

Financial Planner

Timothy White

Timothy C. White, CFF

Certified Financial Fiduciary®

How We HelpYour Dreams Matter and Your Future is Our Priority


Tax Reduction Strategies

We dive deep into your financial situation to uncover legal and ethical ways to reduce your tax burden, ensuring you keep more of your hard-earned money.


Tax Efficiency

Our team crafts personalized plans to optimize your tax situation, helping you achieve greater efficiency and enhance your overall financial health.


Holistic Financial Planning

Beyond taxes, we take a comprehensive approach to your finances, addressing retirement planning, investment management, and risk mitigation to build a robust financial foundation.

<sup>Why Choose Us</sup><span>Helping You Navigate the Complex World of Finance</span>

Why Choose UsHelping You Navigate the Complex World of Finance

We believe in empowering our clients with the knowledge and strategies they need to secure their financial future. We understand that in the complex world of personal finance, it's easy to overlook opportunities for savings and growth.

Common Tax Errors to Avoid

Filing your taxes can be an involved process, and accidental errors can be easy to make. Grab this handy guide to get some tips to avoid some common filing errors.

Our Process
We strive for excellence as much as you do.

Step 1: Discovery

Deep discovery through a philosophical discussion with the client in the first appointment

Step 2: Build Your Plan

We quantify all of the information received in the first meeting and will demonstrate our models to show tax efficiency.

Step 3: Implement

We implement holistic planning and you become a client with us.

Insights
Knowledge Library

When Should You Take Social Security

When Should You Take Social Security

Learn More
Filing Final Tax Returns for the Deceased

Filing Final Tax Returns for the Deceased

Learn More
How to Invest in LGBTQ+ Friendly Companies

How to Invest in LGBTQ+ Friendly Companies

Learn More

Contact UsWork With Us

Discover how ARS can help you stop losing money unknowingly and unnecessarily and start building a more secure and prosperous future.

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